Projections

Explore the future from today's real numbers.

Projections start from your actual household position — not a blank form — and model income, spending, property and retirement across the decades ahead.

Coming soonSee plans

WealthScout projections canvas showing projected household net worth across decades with retirement markers and a selected-year inspector — Illustrative example data

Plan changes

Put life on the timeline.

Add dated changes — a pay rise, reduced hours, a property purchase, an inheritance, new ongoing costs — and watch the long-range picture recalculate. Each change is a card you can edit or remove.

Income, retirement, property, spending and one-off cash events
Property purchases with deposit, loan and acquisition costs
Growth assumptions per change, or tracked to inflation

WealthScout projections add-change menu with income, retirement, property, spending and cash event types — Illustrative example data

Scenarios

Compare the paths before you pick one.

Duplicate your plan into named scenarios (retire earlier, keep the property, spend less) and overlay them on the same chart to see where the paths diverge and by how much.

Up to four colour-coded scenarios side by side
Duplicate, rename and switch between plans instantly
Constraint warnings show where a plan runs short

WealthScout projections comparing two scenarios overlaid on the projected net worth chart — Illustrative example data

Strategy

Decide which accounts fund retirement, and in what order.

Set the drawdown order: which accounts pay for spending once salaries stop, and where surpluses go while you're still earning. Access rules like preservation ages are respected automatically.

Reorderable drawdown and surplus allocation
Retirement account access ages built in
Optional property sales as a shortfall backstop

WealthScout projections strategy tab with reorderable surplus allocation and drawdown order rules — Illustrative example data

Grounded

A model anchored to your actual check-ins.

The baseline starts from your latest confirmed household position, and actual check-ins are plotted against the plan, so you always know whether reality is tracking ahead or behind.

Baseline built from your confirmed positions
Actual check-ins plotted against the plan
Transparent, editable assumptions — nothing hidden

WealthScout projections baseline tab showing the people, retirement ages and assumptions the model starts from — Illustrative example data

Common questions

Where do the starting numbers come from?

From your own household record: the same confirmed positions that drive your net worth and history. There is no separate data entry to keep in sync.

What kinds of future changes can I model?

Income changes (new income, raises, reduced hours), retirement timing, property purchases and sales, ongoing spending changes, and one-off cash events like an inheritance.

Can I compare different plans?

Yes. Duplicate your plan into up to four named scenarios and overlay them on one chart to compare outcomes year by year.

Is this financial advice?

No. Projections are illustrative models driven by your own numbers and assumptions. They help you explore questions to take to a licensed adviser — they don't replace one.

Start planning from your real position.

Build your household record free, then model the decades ahead with numbers you trust.

Coming soon

Projections are illustrative models based on your data and assumptions. They are not forecasts, guarantees, or financial advice.