Property
See what property really does to the household.
Equity, mortgages, rent, running costs and depreciation in one record, with live levers that show what a rent or rate change does before it happens.
Portfolio
Your home and investments, each with a real position.
Every property carries its value, loan balance, equity, LVR, yield and monthly cash position. The portfolio view rolls it all up, including usable equity above your lending threshold.
- Equity, LVR and growth since purchase per property
- Usable equity across the portfolio
- Ownership split across people, trusts and SMSFs
Costs & evidence
Expected costs, paid expenses, and the receipts to prove it.
Plan recurring costs like council rates and insurance, then record what you actually paid, documents attached. Unplanned costs stand out, and every expense lands in the right tax category.
- Expected versus paid comparison per cost category
- Attach invoices and evidence to any expense
- Depreciation schedules and capital works tracking
Mortgages & rent
Loans and rent streams that stay reconciled.
Mortgages track balance, rate and repayments; rent streams track what your tenants actually pay. Together they produce the cash flow number that matters: what the property costs — or earns — per month.
- Mortgage balance, repayments and loan-free horizon
- Rent assumptions with vacancy allowance
- Rental cash flow and tax estimate reports
Connected
Buy, hold or sell — with the consequences in view.
Property equity and debt flow into net worth, history and projections. Model a purchase or sale as a future plan change and see what it does to the long-range picture before you commit.
- Equity and debt feed net worth automatically
- Sale scenarios with agent costs and taxes
- Future purchase and sale events in projections
Common questions
Can I track my own home as well as investments?
Yes. Homes and investment properties are tracked separately: investments carry yield and cash flow, your home carries equity and loan progress. Both roll into the household position.
How are mortgages handled?
Each property links its secured loans with balance, interest rate and repayments. The portfolio view shows total debt, equity and an estimated loan-free date per property.
Does it track expenses for tax?
Expenses are categorised (council rates, insurance, repairs and more), split between operating and capital, and support document attachments, with expected-versus-paid comparisons per financial year.
Can I model selling a property?
Yes. A sale scenario estimates proceeds after agent costs and taxes, and projections support dated property purchase and sale events so you can see the long-range effect first.
Put property in its household context.
Coming soon: see equity, cash flow and debt together, for every property you own.